Frequently asked questions
How much experience does Seek Financial have of the financial services industry?
“The Seek Financial team have a wealth of knowledge with over 55 years combined experience including home/investment lending, commercial/business and equipment finance so you know you’re in good hands for all your finance needs.
Furthermore, we are also members of the Mortgage and Finance Association of Australia (MFAA) or the Finance Brokers Association of Australia (FBAA) and we maintain the highest standard of training and education, as well as compliance with government regulations making us a trusted partner when assisting you with finance.”
Does it cost me anything to speak with someone from Seek Financial about my finances?
“Our service is considered complimentary as the Seek Financial finance brokers are paid by the lenders once a loan has settled.
Our finance brokers go to great lengths to ensure that you have a full understanding of all the associated costs of borrowing funds and wherever possible, we will try to reduce those costs. This ensures that you not only get great service but it can also save you money.”
When is a good time to speak with a finance broker?
“You can see us at any stage in your financial journey. You might still be saving for your first home, wishing to use the equity in your current one, or wondering if you’re still getting the right deal with your existing lender. You can make an obligation-free appointment with us at a time and place that suits you.”
How do I apply for a loan?
“Firstly, contact one of our friendly finance brokers to discuss your finance needs. We will prepare of the necessary paperwork for you to ensure your loan application has the optimum chance of success. Our market leading mortgage broking software compares loan interest rates, fees and hidden costs so we can deliver you the best value loan for your financial situation and needs.”
What is a Pre-Approval?
“A pre-approval gives you an indication of the maximum amount you can borrow. By getting your pre-approval you have the power and comfort to negotiate with confidence.”
I'm self-employed and my income is through a company/trust, can you still help?
“Absolutely, the team at Seek Financial have extensive knowledge and understanding of complex income structures and/or lending proposals. Please contact one of our friendly finance brokers to discuss your situation in detail.”
Why don't I just go to the bank myself?
“The Seek Financial team have extensive knowledge across multiple bank credit policies and guidelines, we have access to over 30 different lenders therefore we can assess and present all your options, the bank is restricted by only being able to present their view on the proposal.
Our finance brokers represent you and therefore we go to great lengths to negotiate your finance application to ensure you have the best offer available to suit your needs, this often includes negotiating an interest rate which is better than what is advertised by the banks. We do this so you don’t need to!”
Can fees be added onto my mortgage/home loan?
“In some cases they can, it will depend on how much you are borrowing and the value of your property.”
Do you have specialist contacts in other professional service industries that you could refer me to?
“Yes, the Seek Financial team loves connecting people and have many business partners including Accountants, Financial Planners, Marketing Experts, Real Estate Agents, Business Advisors, Book Keeping Specialists just to name a few.
If you are looking for something chances are we can connect you, feel free to contact our friendly staff to discuss.”