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Can I Still Get a Home Loan If I Have Bad Credit?

Your finances can get a bit out of control sometimes for all sorts of reasons. Whether it’s through illness, divorce, redundancy, or sometimes just getting overwhelmed with things to do and accidentally missing a bill payment. The end result can be that you get put in the bad credit basket. Even if you sort it out and pay the overdue bills or fix up a default on a loan repayment, it can still end up on your credit file. (a record of your credit history maintained by credit reporting agencies like Equifax)

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Breaking news – September interest rate announcement

The RBA has decided to leave the official cash rate unchanged at 1% as it continues to assess the impact of its June and July cuts. In making this decision not to drop rates again the RBA will have considered emerging evidence of an improving housing market, supported by strong auction clearance rates in Sydney and Melbourne.

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Vicky McLoughlin No Comments

Purchasing an Investment Property

Investing in property has become increasingly popular in recent years. If this is something that you’re thinking about it’s important to do some homework. You’ll need to know the market dynamics of the area you’d like to buy in, find the right investment property, understand the REAL cost of your investment and of course, find the best investment loan to suit your specific needs.

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