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The Top 7 Things a New Homebuyer Needs to Know

Buying your first home?

Seek Financial is here to help. Our home loan experts can guide you through the process from start to finish.  We understand that it can be a little overwhelming – there’s a lot to think about and owning a home is potentially one of the largest investments you’ll make in your life. So we’ve put together seven things that we think you need to know.

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Can I Still Get a Home Loan If I Have Bad Credit?

Your finances can get a bit out of control sometimes for all sorts of reasons. Whether it’s through illness, divorce, redundancy, or sometimes just getting overwhelmed with things to do and accidentally missing a bill payment. The end result can be that you get put in the bad credit basket. Even if you sort it out and pay the overdue bills or fix up a default on a loan repayment, it can still end up on your credit file. (a record of your credit history maintained by credit reporting agencies like Equifax)

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Breaking news – September interest rate announcement

The RBA has decided to leave the official cash rate unchanged at 1% as it continues to assess the impact of its June and July cuts. In making this decision not to drop rates again the RBA will have considered emerging evidence of an improving housing market, supported by strong auction clearance rates in Sydney and Melbourne.

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